Visa® FANF

On April 1, 2012, Visa implemented the Fixed Acquirer Network Fee (FANF), a new merchant fee that will impact every merchant in the U.S. that accepts Visa-branded payment cards. The FANF is calculated in a very different way than the fees that the card associations have imposed previously — rather than being simply transaction-based, this fee is based on how you accept cards, your type of business and the number of your business’ locations or branches.

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Fines for noncompliance range from $5,000 to $500,000 per month?